PRIVACY POLICY

CTE is committed to protect your private information and is concerned about the way in which the information is collected and used. CTE has published this Privacy Policy to make you understand that we care for your personal information. Personal information refers to any information that may be used by CTE to identify an individual, including, but not limited to, a first and last name, a home or other physical address and an e-mail address or other contact information pertaining to work or home.

Our aim is to make sure that we only collect information that you want us to have and that we only use this information after informing the way how it will be collected and used.

Reason to collect Member Information by CTE
We collect information directly or indirectly from our members to ensure that we understand their needs and develop products or services, including online services accordingly. We would like to know who our members are and what types of products and services they use and expect. Market research projects, member feedback, registration and co-branding partnerships with online service providers and advertisers are some of the sources that we use to understand the pros and cons of our products and services.

Usage of Collected Information by CTE
Our objective is always to collect only the necessary information for us to achieve our purpose. For example, we will not ask you for your bank information unless you are purchasing a product or service from us. Whenever we ask for information, we will also inform you the reason why we are asking for it before or at the time of gathering the information. You will be given a choice to provide the information or not to.

Disclosure of Personal Information to CTE
Your personal information is compulsory for CTE as in some instances, such as product registration and purchases, surveys or contests, or through your use of certain online services provided by CTE. We are required to collect certain information, which enables us to process your request, such as registering your product, or to provide you with certain online services.

Disclosure of Personal Information by CTE to third-parties
We contact our members to inform them about upcoming products, promotions as well as the occasional survey from time to time. To offer our members the maximum benefit of CTE’s strategic and co-branding partnerships, we also undertake co-marketing agreements with third-parties who may offer similar products or services or wish to collect your personal information that may be identified or unidentified, to provide certain online services to you. In order to better personalize the content, banners and promotions that you and other users will see on our Web Sites, CTE may not share profile information with its co-branding partners and as a registered member of CTE, you may receive news and special offers.

Links to other Web Sites from CTE Web Site
CTE offers links to the sites of our co-branding partners and also to many other Web Sites that are not affiliated with. You could be directed to other co-branded sites while using some of our online services. Some of these links are the sites of partners with whom CTE has joined to provide services to you. CTE assumes no responsibility for the privacy policies or other terms of use of the partner sites or other sites or links from advertisers that you may link to while accessing the CTE site. These other sites may send their own cookies to users, collect data, or solicit personal information and any such information that you may provide is at your own risk.

About Cookies on CTE Web Site
Certain CTE Web pages may utilize cookies in order to make your Web surfing experience easier. A cookie is a small code or text file that may be used to collect information about Web Site activity. We use information from cookies to provide services better customized to our users needs to improve our online services for our users or to help target banner advertisements to our users based on their preferences. Our use of cookies allows us to improve our Web Site and your Web experience. The banner advertisements may also use cookies. By clicking these banner advertisements you provide a chance to the third-party advertiser who may track your behavior on their site.

Security of Personal Information
CTE’s intention is to take reasonable and appropriate steps to protect the personal information that you share with us from unauthorized access or disclosure, wherever your personal information may be held within CTE or on its behalf.

Commitment
CTE is committed to privacy and through our membership in the Privacy Policy CTE is keenly involved in and support current industry initiatives to protect individual privacy rights on the Web. CTE’s Web Sites are constantly growing to meet the demands to protect your privacy online, as it is a developing area.

Your Consent
By accessing this Web Site, you accept the terms of our Privacy Policy and CTE’s processing of personal information for the purposes given above as well as those explained where CTE collects personal information on the Web. Any change made to Privacy Policy, we intend to take every reasonable step to ensure that the changes are brought to your attention by posting all changes prominently on our Web Site for a reasonable period of time.